When the Medicaid budget came up with a shortfall of $18 million in
Iowa, officials proposed one of their favorite solutions: eliminate
coverage for chiropractic care. They've tried to delete this coverage on
several past occasions, so it was no surprise that the same remedy emerged
when financial problems popped up once again.
Medicaid, a state program supplemented with federal funds, is
administered in a variety of ways in states across the nation.
Chiropractic coverage is not mandated by the federal government the way it
is in Medicare, even though federal funds are involved. Medicaid's
function is to cover medically needy individuals, especially mothers and
young children. It also provides funding for nursing home residents who
lack other resources.
In Iowa, it covers chiropractic care under rules similar to Medicare,
covering manipulation only, and usually under managed care rules, meaning
that the number of visits are controlled. Medicaid also covers Medicare
co-pays and deductibles for eligible recipients. X-rays may be covered
under the managed care program for patients under contract.
Figures released by the state of Iowa show that chiropractic treatment
accounts for just one percent of the Medicaid program's medical
expenditures. Yet, the first proposal from the Iowa Department of Human
Services (DHS) was to eliminate some of the smaller professions from
coverage: chiropractic, podiatry and optometry, as well as adult dental
services. This, of course, at a time when the number of people without
medical coverage in Iowa is increasing markedly due to job losses from the
poor economy. In fact, we haven't seen a good economy in this state since
they stopped running the stage coaches through here.
As Director of Insurance Relations for the World Chiropractic Alliance
(WCA), I contacted several state legislators concerning the proposed
elimination of chiropractic services. The issue was brought to my
attention by a number of chiropractors in my area, including Dr. Sid
Carter of Burlington who has been in constant contact with other Iowa
state legislators.
I recently interviewed Larry Carl of the Iowa Chiropractic Society
(ICS) about its role in this matter. He informed me that the ICS had
approached the problem on several levels.
First, the organization met with officials of Iowa DHS about the
proposed budget cuts, noting that chiropractic was cost-effective and had
provided services that should be considered alternative. In other words,
patients choose chiropractic care as an alternative to medical care. If
chiropractic were to be eliminated from the program, there would be no net
savings, in that patients would seek medical care, which would probably be
more expensive.
Mr. Carl encouraged me to call Dr. Terry Burk, the ICS Medicaid
chairman, who noted that ICS had also worked with the optometric and
podiatric professions to form a coalition to preserve services for the
three professions. In essence, they had agreed to work together, making it
more difficult to single out one of the groups for service cuts.
With final action on the budget being in the legislature, ICS also
worked with a number of legislators to find other approaches to the budget
shortfall and maintain chiropractic's place in the program.
The end result, reported in the Des Moines Register, is a
proposal by DHS to institute a 13.2% cut across the board for all medical
services, with no professions eliminated from coverage. This was an
alternative to either the elimination of selected services (read
chiropractic), or removal of 4,000 medically needy people from Medicaid.
There was concern that some doctors might choose to reject handling the
state's 230,000 Medicaid patients, since the 13.2% cut was in addition to
a 3% cut that began in 2001. Final approval will be handled by the
legislature. ICS has informed me that it is continuing pressure on DHS to
find other ways to reduce the budget cuts, although the present bill is
not the worst possible scenario.
Most doctors in Iowa, especially chiropractors, have been handling
Medicaid patients for marked discounts for a long time. In fact, increases
in Medicaid fees for Iowa chiropractors only arrived about a year ago, and
were the first in many years. In other words, if you think Medicare
payments are paltry, check out this program.
On the other hand, chiropractors in Iowa have fought for the right to
maintain their patients every time this issue has appeared. Plus,
elimination from Medicaid coverage would send a bad message to other
carriers.
The newest development is an announcement by the DHS that the planned
cuts will not be effected until the end of the legislative session in
April. Obviously, the legislature is still searching for answers to the
budget shortfall. For the moment, chiropractic is still included for
coverage under Iowa Medicaid.
I am creating a data base for the WCA, for chiropractic coverage in the
various states, so I will be calling offices and associations around the
country for information. In this way, the WCA can get a better handle on
the needs of local chiropractors in cases like the one in Iowa.
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By the time you read this, it will be spring. Spring in most of America
is the time for renewal and the start of the growing season. In Iowa, it's
when the blizzards stop and we can chop our friends out of the ice. It's
when the roads open and we can see places we've dreamed about all winter
(like Minnesota or Missouri). For me, it's the start of baseball season.
Now I can begin making trips to Chicago to watch White Sox games. The
White Sox haven't been to the World Series since 1959, but that doesn't
bother diehard fans like me who consider hot dogs the epitome of culture.
During the season, I usually make the round trip drive to Chicago about
twice a month – more than 400 miles.
For those not familiar with Chicago, there are two baseball
teams, the Cubs and the White Sox – and an imaginary dividing
line at Madison Street, with Sox fans on the south side, and Cub fans
quarantined north of there (you can already tell I'm not a Cubs fan).
While some fans mix in on both sides of town, that pretty well gives the
demarcation.
The most exciting time for me was last year when I attended the city
series, when the Cubs went to Comiskey Park on the south side for
interleague play.
The series also includes games at Wrigley Field, the Cubs' home park,
which has all the savoir faire of a soup kitchen. In spite of all
the hype about Wrigley on television, it's decrepit and the seats look
like they were bought on eBay. The media may portray the place as hallowed
ground, but Bin Laden's caves are cleaner and have better lighting.
Note that Sox and Cub fans don't like each other, enjoying a
relationship similar to that between chiropractic and the AMA. Sox fans,
it should be noted, are convinced that the serpent actually offered Eve
bleacher tickets to a Cubs game instead of an apple.
I caught the subway to the game on State Street. The cars were filled
with fans coming from the north side. It reminded me of the bullet train
in Japan, where the trains are so full that station masters push
passengers in tightly so the doors can close. In this case, they were all
wearing Sox and Cubs caps and pushed in face-to-face while screaming and
pointing large foam fingers at each other.
At the ballpark, the fans were mixed indiscriminately, similar to
mixing the cats into the dog cages at the humane society. It was
interesting nonetheless. A series of fights broke out in the stands as the
fans continued to scream – a number of them drunk and staggering around
(probably from north of Madison). Ultimately, the Sox won on a home run in
the 10th inning, with fans jumping the wall onto the field and giving high
fives and hugging strangers (those wearing the right ball caps).
The trip back was just as interesting, with more
pushing, yelling and impromptu bands appearing around the park. All in
all, an atmosphere that regressed Chicago's south side back to the
Pleistocene era.
Note: I've already bought my tickets for the 2002 series.
(Dr. Jeffrey Shay, a graduate of Palmer College of Chiropractic and the
WCA's 1996 "Chiropractor of the Year," is the World Chiropractic
Alliance Director of Insurance Relations. He welcomes comments or
questions regarding any insurance-related subject appearing in this
column. Dr. Shay is available to speak to your state or local
organization. Contact him at 1300 Cedar St., Muscatine, IA 52761, or the
WCA offices, FAX 480/732-9313.)