November 2003

CBS offers $1,000 scholarships

Chiropractic Benefit Services (CBS) Risk Purchasing Group has announced the introduction of a new scholarship program that will provide a $1,000 scholarship each trimester to a senior at Palmer College of Chiropractic. The scholarship is an unrestricted grant that can be used toward tuition, books, establishing a practice, repaying student loans, or in any other way the recipient chooses.

"CBS has always been proud to invest in chiropractic," said Timothy Feuling, CBS president. "Since we value our chiropractic students and recognize them as the leaders of tomorrow, this scholarship is another way for us to help build a strong and prosperous profession."

CBS is a Risk Purchasing Group specifically formed to provide risk‑management tools, including malpractice insurance coverage, to doctors of chiropractic. It publishes a monthly electronic newsletter ‑‑ available at its website at www.cbsmalpractice.com ‑‑ with articles on how to avoid lawsuits and complaints and what to do if you are sued. The newsletter is one of several malpractice prevention resources the company makes available to all doctors of chiropractic and chiropractic students.

Since its establishment in 1989, the CBS‑RPG program has built a reputation for helping to safeguard and promote subluxation‑based chiropractic, including funding subluxation‑centered research, public education programs, and the development of the Council on Chiropractic Practice Guidelines.

The $1,000 CBS scholarship will be awarded to a different Palmer senior each trimester. The recipient will be chosen on the basis of a short essay on "the person(s) who inspired you to become a chiropractor" or "what you hope to contribute to the profession as a doctor of chiropractic." Financial need will not be a factor in choosing the scholarship recipient and no questions will be asked about the student's financial situation.

Mr. Feuling said he is looking forward to reading the essays and giving away the $1,000 checks and hopes to expand the program to other schools.

"All of us at CBS feel strongly that being a part of the chiropractic profession means more than merely collecting premiums," he said. "Instead, we try to follow B.J.'s example and do whatever we can to help chiropractic and chiropractors."

CBS recently teamed up with CNA, the 4th largest commercial insurance organization in the United States, with more than $60 billion in assets and an "A" rating by AM Best. The professional liability policy offers professional board dispute defense coverage up to $30,000, sexual misconduct allegation defense, HIPAA defense coverage up to $10,000, and other provisions not normally found in chiropractic malpractice policies.

To apply for the scholarship, Palmer seniors may submit an essay of no more than 800 words via e‑mail to feuling@cbsmalpractice.com, or by mail to: CBS Scholarship, 4479 Philbrook Square, San Diego, CA 92130.