July 2009

Don't make another payment

by Tomas McFie, DC

That's right. Don't pay anything more until you've read this article!

I want to share a simple fact with you that cost me well over $10,000 to learn. I'm going to share it with you because Sam Walton said, "Capital isn't scarce… vision is." And I want this great profession to see the truth about money and how it really works!

Any CPA and will confirm this simple fact: "The return of your money is always more important than the rate of return on your money." The Infinite Banking Concept (IBC), as outlined in the book entitled, "Becoming Your Own Banker," demonstrates how you can accomplish this very thing by using participating whole life insurance. It's a simple concept, much like chiropractic. But because it's simple many people overlook it and suffer from financially risky and dangerous advice.

Does this sound familiar? If I've heard it once I've heard it a thousand times in my 24 years as a chiropractor. A subluxation? That's too simple. It's unscientific!

Well, consider these facts:

***  "Life Insurance can be used in many different ways. It is not only for your beneficiaries, but can be used as an investment vehicle during your lifetime… providing… tax-free growth…"

***  "Qualified plans are not what they profess to be. At best they serve to force people to save."

***  "Mutual Life Insurance was the one sector that made it through the Great Depression without a disaster and with the policyholders financially intact"

***  "Postpone (defer) $1,200 in Tax at Age 30 and pay up to $50,000 later on!"

***  "Diversification is a protection against ignorance. It makes little sense for those who know what they're doing."

So, what do you know best? Where to adjust a patient's spine or where the DOW or NASDAQ is going to trade tomorrow? What about the fact that you have to make payroll next week? A car payment next Tuesday? A house payment on Friday? Pay off that credit card, etc.?

You need to stop risking your money buying other people's ideas and debt (stocks, bonds and mutual funds) and learn how the wealthy make their money work for them -- to make money.

Ask yourself, where else can you spend money and still earn interest on it? Not out of your 401(k), your IRA, your CD or your portfolio of stocks, bonds and mutual funds. Not even out of your home equity (HELOC). Touch those funds and you automatically lose. Plus, you could end up paying a lot of your money in taxes, service fees, points and early withdraw fees.

Instead, learn to "Become Your Own Banker," and all those purchases you know and understand all too well can begin to make you money instead of cost you money. It's that simple!

This is what one IBC practitioner wrote:

"As a father of four children and having been married for 25 years, I have always wondered if there was something in the financial world that could help me reach my financial goals and dreams. I was trying my best to apply the standard advice given by many of the financial professionals but at the end of the day, was still coming up short. A few years ago a friend of mine introduced me to the Infinite Banking Concept, as taught by R. Nelson Nash and encouraged me to read his book. I read the book, 'Becoming Your Own Banker.' I quickly came to realize the powerful tools and ideas that were presented in Nelson's book could help me immediately. My family has been involved with Infinite Banking for nearly five years and we have used the system to purchase and pay off automobiles. There has yet to be a single day that we wished something was different! This is the most powerful book in finance today; ignore it at your own peril." --International Humanitarian Worker

(To learn more, contact Dr. Tomas or Michele McFie at 1-866-502-2777, team@life-benefits.com or www.life-benefits.com. "I have been associated both professionally and personally with Dr. McFie and can tell you that he has the highest of standards in his character, morals, ethics, and actions. He is a Godly man who does his best to help others acquire success. When developing business or personal relationships, trust is the number one factor that must be considered. I do highly trust this fine man and I have no qualms in telling you that you can do the same." -- Dr. Todd Osborne, Ringgold, GA.)